AU Bank Credit Cards – Choose the Perfect One & Earn ₹1,000 Cashback!

AU Bank offers cards like Zenith, Vetta, Altura, LIT, ixigo & InstaPay with rewards, lounge access, cashback & no-fee options. Apply via Flashprice and get ₹1,000 cashback on approval!

1. Zenith / Zenith+ (Premium Metal Cards)

• Rewards: 20 RP/₹100 on dining; 10 RP on grocery & international; 5 RP on other spends
• Welcome perks: ₹5,000 luxury voucher or points on activation; ₹1,000 voucher on first POS swipe
• Milestones: Quarterly ₹1,000 voucher on ₹2L spend; ₹8L annual for Epicure membership
• Lounge Access: 4 domestic + 2 international quarterly
• Fees: Zenith ₹7,999; Zenith+ ₹4,999 annually (waived on high spends)

2. Vetta (High Mid-Tier)

• Rewards: 4 RP/₹100 on grocery; 2 RP/₹100 on retail; 1 RP/₹100 on utilities
• Bonuses: Quarterly & yearly milestone points; birthday bonus 
• Lounge Access: 1 domestic & 1 Priority Pass quarterly + 2 railway lounge visits
• Fees: ₹2,999/year (waived on ₹1.5L annual spends)

3. Altura (Value Cashback)

• Cashback: 2% on grocery/utility (₹50 limit); 1% others (₹50 cap)
• Welcome Offer: 5% cashback on ₹2.5K in first 60 days
• Milestones: Extra ₹50 on ₹10K monthly retail spend
• Lounge: 2 railway lounge visits quarterly
• Fee: ₹199/year (waived on ₹10K spend in 90 days)

4. Altura Plus (Shopping-Heavy Cashback + Rewards)

• Cashback & Rewards: 1.5% POS cashback (₹100 cap), 2 RP/₹100 online; 1 RP/₹100 on utilities; ₹500 voucher on ₹20K spend monthly
• Lounge: 2 railway lounge visits quarterly; fuel waiver 1%
• Fee: ₹499/year (waived on ₹80K annual spend)

5. LIT (Lifetime-Free, Feature-Rich)

• Custom perks: Choose up to 5% cashback on groceries, travel, dining; default 1 RP/₹100
• Subscriptions included: 3 months of ZEE5, Amazon Prime, Cult.fit; 4 domestic lounge visits quarterly
• Fee: ₹0 (lifetime free)

6. ixigo AU Travel Card

• Co-branded perks: 20 RP/₹200 on train bookings, 10 RP/₹200 online, 5 RP/₹200 offline; ₹1,000 ixigo voucher on first spend 
• Lounge & Forex: 8 domestic lounge visits/year; 0% forex markup
• Fee: ₹999/year (waived during promotions)

7. InstaPay RuPay (Virtual, UPI-Focused)

• Cashback: 1% on UPI/dining/grocery/pharmacy (₹100 cap/month)
• Fee: Lifetime free

8. SPONT (Everyday Cashback + Lounges)

• Cashback: 1% on all spends (₹500 monthly cap); adds 2 lounge visits quarterly (airport + railway

9. ABC Series (Flex Feature Cards)

• Flexible feature activation every 90 days: add cashbacks, lounges, subscription bundles; options like Flex, Nxt, Pro, Xcite

🎁 Flashprice Offer — ₹1,000 Cashback on Approval!

Apply through Flashprice and unlock ₹1,000 cashback with any AU credit card variant—on top of all existing benefits!

🎯 How to Choose?

• Metal premium perks → Zenith / Zenith+
• Lounge + daily rewards → Vetta
• Grocery & utility cashback → Altura / Altura Plus
• Fully free with tailored perks → LIT
• Travel-specific → ixigo
• Digital/virtual usage → InstaPay or SPONT
• Flexible benefits → ABC series