Axis Bank Neo Credit Card – The Perfect Starter Lifestyle Card

Entry-level: Great for new card users
Lifestyle rewards: Food, utility, grocery, entertainment
Low cost: Very affordable or even lifetime free
Digital-first: Seamless EMI conversion &amp; chip security

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₹1000 Cashback

Grab the Axis Bank Neo Credit Card via Flashprice to unlock discounts at Zomato, Blinkit, Myntra, BookMyShow & Amazon Pay utility payments—plus earn 1 EDGE point per ₹200 and enjoy a clean digital experience.

🎁 Top Features & Perks

Welcome Cashback: 100% cashback up to ₹300 on your first utility bill payment within 30 days
40% Off Zomato: Twice a month on orders above ₹200 (₹120 max each); code AXISNEO
5% Off Utility Recharges: Once a month via Amazon Pay/Paytm on recharges ≥ ₹299 (₹150 cap)
10% Off Blinkit & Myntra: Blinkit: ₹750+ spend, ₹250 off; Myntra: ₹999+ spend, ₹150 off
10% Off Movies: Monthly BookMyShow discount (₹100 cap per month)
Dining Discounts: 15% off at EazyDiner-linked restaurants, twice monthly (₹500 max each)
Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400–₹4,000 (₹400/month cap)
EDGE Reward Points: 1 point per ₹200 spent (≈₹0.20 value per point)

📝 Fees & Charges

Joining Fee: ₹250 (often waived on select channels or on ₹2.5K spend within 45 days)
Annual Fee: ₹250 from Year 2 (may be waived)
Typical Interest & Charges:
- Interest: ~3.6%/month (~52.9% p.a.)
- Forex fee: 3.5%
- Fuel surcharge: 1%
- Cash withdrawal: 2.5% (min ₹500)