Bajaj Finserv Personal Loan – Quick Funds, Flexible Terms & ₹1,000 Cashback!

Get a personal loan from Bajaj Finserv with interest rates from 10%–31% p.a., fast disbursal up to ₹55 lakh, minimal paperwork—and enjoy ₹400 cashback when you apply via Flashprice!

🚀 Why Choose Bajaj Finserv?

• Competitive Interest Rates: Starting from 10%–12% p.a. (up to 31% based on credit profile)
• Huge Loan Amounts: Borrow up to ₹55 lakh, suitable for big expenses
• Flexible Tenure: Repay over 12 to 96 months (8 years)
• Fast Disbursal: Funds typically within 24 hours of approval
• Minimal Documentation: Quick, largely paperless application
• Flexi Loan Option: Withdraw on-demand from approved limit and pay interest only on used amount

💰 Fees & Charges

• Processing Fees: Up to 3.93% of the loan amount (incl. taxes)
• Prepayment Charges: Up to 4% on early repayment after first EMI
• Flexi Facility Fee: ₹1,999–₹12,999 (depending on loan size) deducted upfront

📋 Eligibility & Documents

• Age: 21–58/59 (varies by profile)
• Minimum Income: Typically ₹22,000–₹40,000 monthly (depending on city)
• Credit Score: Preferably 685+ for best rates
• Documents: PAN, Aadhaar, salary slips, bank statements, KYC