Rio UPI RuPay Credit Card – Smart UPI Payments, Great Rewards

Get the Rio UPI RuPay Credit Card through Flashprice—enjoy 3% cashback on UPI, seamless UPI-credit integration, lounge access, lifetime-free, and earn ₹735 cashback when you apply via our link!

✅ What Makes Rio Stand Out

• 3% Rio Coins on every UPI payment (₹100 spent = 3 coins worth ₹0.75)
• 1% Rio Coin on non-UPI transactions—still rewarding regular credit spends
• Cleared Cashback via Statement—coins convert to cash automatically; no redemption hassle
• Lifetime-Free Card—no joining or renewal fees ever
• Instant Digital Onboarding via Rio app, no paperwork
• Complimentary Domestic Lounge Access—subject to physical card roll-out
• Fuel Surcharge Waiver of 1% (up to ₹250/month)

🛡️ Important Fees & Charges

• Annual Fee: Nil
• Renewal Fee: ₹399/year (waived on ₹1.2 L total spends per year)
• Foreign Currency Fee: 3.5% on overseas transactions
• Utility & Specific Merchant Charges: 1% fee applies on UPI utility payments over ₹15,000/month and fuel spends above ₹10,000—with caps

📝 Eligibility Criteria

• Age: 21–60 years
• Income: Min ₹25,000/month or ₹5 L annual ITR
• Constraint: Existing YES Bank credit cardholders cannot apply

🎁 Flashprice Exclusive Deal

🔥 Apply via Flashprice and complete KYC + your first transaction to receive ₹735 cashback instantly!
Enjoy this bonus on top of all Rio card perks — available only through our link.